TikTok Is Obsessed With Cash Stuffing: Here’s a Popular Money-Saving Binder & How to Start the Budgeting Trend

The TikTok trend is helping you cut back on impulsive spending with an interactive binder that could save you up to $5,050 in 100 days.

By Rylee Johnston

Rylee Johnston

Trending on Billboard

TikTok normally encourages us to spend our money on everything from makeup dupes to unique-shaped bags, but a new viral challenge is actually pushing you to save money. The interactive method called “cash stuffing” is just another name for a budgeting tactic that requires you to set aside cash in envelopes or a binder for a set amount of time.

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The result is a stack full of cash that you can use on everything from travel deals for a beachside vacation, to splurge on Taylor Swift’s Aupen bag and more. To help you kickstart your savings adventure, Amazon is offering a money-saving binder to make it easier to join the 100-day challenge and save upward of $5,050.

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What Is Cash Stuffing?

Digital banking makes it easier to spend money with just a simple tap, but to help cut back on impulsive buying, cash stuffing requires you to take actual cash and put it inside of envelopes or a binder with pockets. Most TikTokers are using the 100-day method, which requires you to number envelopes or a binder with pockets from one to 100. Each number equates to an amount of money, and each day you’ll choose a number and put the corresponding amount of money into it, then mark it off.

If you follow through with it, then at the end of the 100 days you’ll have $5,050 in cash savings to do whatever you desire.

TikTok user @the.milli.way is just one of the hundreds of people taking on this challenge and they break it down in the video below using their own version of a 100-day binder.

https://www.tiktok.com/@the.milli.way/video/7314390564701572358?_r=1&_t=8jKvbAhkPX8&social_sharing=1

You don’t just want to store your money anywhere, though, which is why there is a special 100-envelope savings challenge binder that will keep your money safe, while making sure you stay on track to that $5,050 goal.

Instead of hunting through the variety of options online, Billboard Shopping found an Amazon version that’s affordable yet cute to help you get saving faster.

Amazon

Sooez 100 Envelopes Money Saving Challenge

Buy Now On Amazon $13.99

Take the leap and pick up Sooez’s money-saving binder that’s filled with built-in clear pockets for storing money as well as a tracking page to tick off each amount you’ve added to the pile. There’s even side storage for keeping credit cards and more organized as well as a slit for keeping cash that’s yet to be included. When you’re done, the attached closure will make sure your money stays secure and out of sight.

For more product recommendations, check out our roundups of the best media storage cabinets, planners and tarot cards.

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